Most people think redraw = savings. It’s not. When you pull money from redraw, you’re re-borrowing from the loan - and that can quietly change how the debt is classified. Renovations, cars, even investments can alter your loan structure and potentially impact future tax deductibility. Offsets don’t have this issue. Redraws do. Before you dip in, make sure you know what it’s doing behind the scenes. Not tax advice - just a heads up before it gets expensive. #mortgagepros #doctorloan #propertyinve
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Most people think redraw = savings. It’s not. When you pull money fro…
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What is Debt Recasting (or Debt Recycling) and how can it boost your borrowing power? If you’re an investor looking to grow your property portfolio, understanding this strategy could be a game-changer. 📈 In this reel, Moxin Reza from IPG breaks down how moving your loan term back to 30 years can reduce your repayments, increase serviceability, and create more leverage—especially when applied smartly to investment properties. Yes, you’ll pay more interest over time—but if you’re in the accumulat
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72K views · 410 reactions | Your redraw facility is a goldmine you're...
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72K views · 410 reactions | Your redraw facility is a goldmine you're...
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