FHA vs Conventional Loan | 2026 Rates & Differences
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FHA vs Conventional Loan | 2026 Rates & Differences
180 viewsAug 18, 2022
themortgagereports.com
A lot of people are being told: “Just do Conventional — it’s better.” But here’s what REALLY happened in this real scenario 👀 Same price. Same house. Same buyer. But TWO different loan options… and a HUGE difference in cost. 💰 Purchase Price: $650,000 🏦 Down Payment 🔹 Conventional Loan – 5% Down Down Payment: $32,500 Loan Amount: $617,500 🔹 FHA Loan – 3.5% Down Down Payment: $22,750 Base Loan: $627,250 After FHA upfront mortgage insurance financing: ≈ $638,227 loan amount 👉 FHA = lower dow
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 Best Mortgage for First-Time Homebuyers: FHA ,Conventional, USDA, VA!! 勞 Trying to figure out the best way to finance your first home? Stop guessing! Don't choose a mortgage without knowing the facts. Watch and find the financing path that's right for you! #FirstTimeHomeBuyer #MortgageTips #FHAVsConventional #LowDownPayment #HomeLoan #DallasFinchamTeam#DallasFinchamRealEstate | The Dallas-Fincham Team | Facebook
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